Does flood insurance cover flooding due to sump pump failure? | | In most cases | 5% | | In some cases | 11% | | No | 64% | | Not sure | 17% | | | | | Question: Does flood insurance cover flooding due to sump pump failure? Top Answer (64% of 17 votes): No.
Answer: No
Explanation: A homeowner's policy can be endorsed for sewer and drain backup. That will cover damage due to the overflow of a sump pump. | | Lockhart's Insurance Services | Answer: Not sure
Explanation: I do believe that would vary from policy to policy. If you have a sump pump serving your home I would get with my insurance agent to verify or add coverage. | | SDL Plumbing Inc. | Answer: In some cases
Explanation: https://finance.zacks.com/homeowners-insurance-cover-sump-pump-failure-2836.html
Sump Pump Coverage
Sump pump failure coverage takes the form of a rider or endorsement attached to a standard homeowner’s insurance policy. Premiums are relatively cheap, and you can receive up to $10,000 to replace or repair anything resulting from a flood or backup and pump failure, including pipes, drains, sewer fittings and the aforementioned appliances. As long as fluid transfer threatens a property, the sump pump fails to respond and the area is breached, you can claim it and seek reimbursement. | | Authorized Progressive Insurance Agent/Russell G. Lewis | | | ProMatcher |
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