Does flood insurance typically cover flood-related erosion? | | Yes | 16% | | In most cases | 12% | | In some cases | 28% | | No | 24% | | Not sure | 20% | | | | | Question: Does flood insurance typically cover flood-related erosion? Top Answer (28% of 25 votes): In some cases.
Answer: In some cases
Explanation: It depends on the policy and the circumstances of the loss. Flood policies may address erosion or land collapse caused by a specific flood event, such as waves or currents during a storm that exceed normal levels. Gradual, long-term erosion that happens over time is generally not covered. Every claim is subject to the policy’s terms, conditions and exclusions, and private flood policies may treat erosion differently than NFIP policies. That’s especially important for waterfront homes along the Treasure Coast’s beaches, rivers and canals. Review your policy or talk with a licensed agent about your situation. Manchester Insurance can compare NFIP and private flood options for waterfront properties. | | Manchester Insurance | Answer: Yes
Explanation: Yes | | Belocura Cabinetry | Answer: Yes
Explanation: Erosion is a residual effect. | | Lockhart's Insurance Services |
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