Does flood insurance typically cover flooding if my pipes burst? | | In most cases | 22% | | In some cases | 16% | | No, never | 61% | | | | | Question: Does flood insurance typically cover flooding if my pipes burst? Top Answer (61% of 31 votes): No, never.
Answer: No, never
Explanation: This is called water and sewer backup and can be endorsed on any homeowner's policy. | | Hazar Financial Services | Answer: In most cases
Explanation: Yes in most | | Belocura Cabinetry | Answer: No, never
Explanation: Flood insurance does not cover accidental discharge of water from a pipe. It only covers flood waters from rivers, rain storms, etc. | | Certified Inspectors, LLC | | | ProMatcher | Answer: In most cases
Explanation: A homeowners policy covers property damaged by a pipe burst but not the repair of the pipe. If it is a sewer or drain pipe, you will want to check with your carrier to see if you need an additional endorsement to cover property damaged by that. | | State Farm Insurance | Answer: No, never
Explanation: Rising Water and sudden release of water are not the same. Talk to your agent. | | Farmers Insurance | Answer: In some cases
Explanation: If the pipe burst from sudden and unexpected burst, not from wear and tear of pipe. | | Rue Insurance | | | ProMatcher | Answer: No, never
Explanation: If a pipe bursts in a home, the standard homeowners policy will cover the damage that resulted from the pipe burst but not the source itself. The policy would cover tear out and replacement cost for damages as long as the pipe/appliance was not in disrepair or neglect. | | G.L. Anderson Insurance Services, Inc |
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