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Does flood insurance typically cover flooding if my pipes burst?

In most cases
In some cases
No, never
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Question: Does flood insurance typically cover flooding if my pipes burst?
Top Answer (59% of 27 votes): No, never.

Answer: In most cases
Explanation: Yes in most
Belocura Cabinetry
Answer: No, never
Explanation: Flood insurance does not cover accidental discharge of water from a pipe. It only covers flood waters from rivers, rain storms, etc.
Certified Inspectors, LLC
Answer: No, never
Explanation: In general, water damage from a burst pipe inside your home will be covered by a home owner's policy. If an outside pipe bursts & causes damage, that should be covered as well, but you must be able to demonstrate that the damage was caused from the burst pipe. If the problem is from poor drainage (a non-covered maintenance problem),your claim may be denied.
Farmers Insurance-Chris Faverty Agency
Answer: No, never
Explanation: Rising Water and sudden release of water are not the same. Talk to your agent.
Farmers Insurance
Answer: In some cases
Explanation: If the pipe burst from sudden and unexpected burst, not from wear and tear of pipe.
Rue Insurance
Answer: In some cases
Explanation: If the flood is strong enough to move the foundation of the home and cause pipes to burst, than that is a residual result. Otherwise, your endorsement for water damage/sewer backup would cover it.
Lockhart's Insurance Services
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Related Questions

My house has flooded in the past. Can I still purchase flood insurance? Top answer: Yes

Can a mortgage lender require me to buy flood insurance?Top answer: Yes

Can I still buy flood insurance if I don't live in a high-risk flood zone?Top answer: Yes

Does flood insurance typically cover earthquake-related flooding?Top answer: No

Can renters purchase flood insurance?Top answer: Yes

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