How long does it typically take for a flood insurance policy to take effect? | | 15 days | 5% | | 30 days | 78% | | 45 days | 5% | | Not sure | 10% | | | | | Question: How long does it typically take for a flood insurance policy to take effect? Top Answer (78% of 19 votes): 30 days.
Answer: 30 days
Explanation: Unless the flood policy is for a property closing, the typical wait period is 30 days. That is so the company can inspect the property for a preexisting flood damage. | | Lockhart's Insurance Services | Answer: 45 days
Explanation: 45days | | Belocura Cabinetry | Answer: Not sure
Explanation: depends on the situation | | Independent Insurance Agent | | | ProMatcher | Answer: 30 days
Explanation: A flood policy has a 30 day waiting period unless the insurance is being required for a loan closing or refinance, in which case the waiting period is waived. | | Fisher Family & Associates, Allstate Insurance |
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