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How long does it typically take for a flood insurance policy to take effect?

15 days
30 days
45 days
Not sure
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Question: How long does it typically take for a flood insurance policy to take effect?
Top Answer (78% of 19 votes): 30 days.

Answer: 30 days
Explanation: Unless the flood policy is for a property closing, the typical wait period is 30 days. That is so the company can inspect the property for a preexisting flood damage.
Lockhart's Insurance Services
Answer: 45 days
Explanation: 45days
Belocura Cabinetry
Answer: Not sure
Explanation: depends on the situation
Independent Insurance Agent
Answer: 30 days
Explanation: A flood policy has a 30 day waiting period unless the insurance is being required for a loan closing or refinance, in which case the waiting period is waived.
Fisher Family & Associates, Allstate Insurance
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Free Insurance - Flood Cost Estimates

Related Questions

My house has flooded in the past. Can I still purchase flood insurance? Top answer: Yes

Can a mortgage lender require me to buy flood insurance?Top answer: Yes

Can I still buy flood insurance if I don't live in a high-risk flood zone?Top answer: Yes

Does flood insurance typically cover earthquake-related flooding?Top answer: No

Can renters purchase flood insurance?Top answer: Yes

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