Is basement flooding typically covered by a flood insurance policy? | | Yes | 17% | | In most cases | 17% | | In some cases | 41% | | No | 17% | | Not sure | 5% | | | | | Question: Is basement flooding typically covered by a flood insurance policy? Top Answer (41% of 34 votes): In some cases.
Answer: In most cases
Explanation: This again is determined by the type of policy you have | | Jean's Repair Specialist LLC | Answer: Yes
Explanation: Yes always | | Belocura Cabinetry | Answer: In some cases
Explanation: we have solutions for this, however | | BCU Risk Advisors | | | ProMatcher | Answer: Yes
Explanation: Basement flooding in MOST cases is NOT covered by home owners, it would only be covered by a flood insurance policy. Good rule of thumb: water that comes from the top down (ice dams, for example) are generally covered, but if water comes from the bottom up (such as flooding), it's not covered on your home owner's policy. | | Farmers Insurance-Chris Faverty Agency | Answer: In some cases
Explanation: It depends on the source of the flooding. If it was from outside and impacted more than one property, it may be covered. | | Frank Insurance Group | Answer: In some cases
Explanation: It all depends on what coverage you buy. | | Independent Insurance Agent | | | ProMatcher | Answer: In some cases
Explanation: You need to look at you policy or talk to your agent. Rising Water??? | | Farmers Insurance | Answer: In some cases
Explanation: Will be covered but only if it's under a Sump pump endorsement, which are generally an optional coverage. | | MetLife | Answer: In some cases
Explanation: The definition of a flood is if a body of water, like a lake or ocean, overflows and damages at least two or more homes. Flood insurance covers that. But if a pipe bursts, or a sink or tub overflows in your home and damages your walls and floors, then your homeowners policy should have an endorsement for water damage or sewer backup. BUT, if it's determined that rain water came in through a crack in the roof or window that had been neglected to repair in several years, the insurance company will not cover that. | | Lockhart's Insurance Services | | | ProMatcher | Answer: In some cases
Explanation: If the cause of the flood "as defined". | | The Lewis Financial Group |
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