Will my homeowner's insurance cover any damage that occurs during a move? | | Always | 25% | | In most cases | 18% | | In some cases | 43% | | Never | 6% | | Not sure | 6% | | | | | Question: Will my homeowner's insurance cover any damage that occurs during a move? Top Answer (43% of 16 votes): In some cases.
Answer: Always
Explanation: The homeowner's policy covers loss of personal property up to its listed limit whether the property is in the home or not. Personal property claims are paid on actual cash value, so check your deductible to determine if it's worth filing the claim. Plus, most moving companies have a minimum amount they will automatically cover, if they package your property themselves. You can always buy more insurance through them to keep claims off your homeowner's insurance. | | Lockhart's Insurance Services | Answer: In some cases
Explanation: Though there are a few homeowners’ policies that cover routine moving damage, the vast majority do not. Minor damages are common during a relocation, even when you’re moving with professionals. However, you cannot assume that your homeowners’ insurance will repair, replace, or reimburse broken items. | | Rite Choice Insurance | Answer: In some cases
Explanation: I always recommend a call to your homeowners insurance company. | | Ace Relocation | | | ProMatcher |
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